Business Services

Business Services

Commercial Lending

businessCincinnatus can finance most types of commercial real estate, including retail storefronts, restaurants, garages, warehouse facilities, gas stations, and almost any commercial real estate you can think of. Our current lending area for these types of loans is the Greater Cincinnati area, including Northern Kentucky and Southeastern Indiana Call us today at (513) 661-6903 or toll free at (887) 661-6903 for current rates and terms or you can email us at

Deposit Accounts


All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depsitory institution pays no interst. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOTAs”).

For more information about temporary FDIC insurance coverage of transaction accounts, visit

The chart below gives an overview of our Commercial Checking Account. Given the fierce competition that a business faces today the last thing a small business owner needs are excessive banking fees. Our commercial checking account accommodates partnerships, limited liability companies and incorporated businesses all at an affordable cost. Sole Proprietors can use our standard checking and savings account types and save even more. The chart below gives the details of our Commercial Checking Account.

Commercial Checking
Monthly Service Fee $10.00 monthly service fee, .15 cents per item fee,
additional $10.00 fee if balance goes below $500.00
Minimum Initial Deposit $500.00
Checks Per Month Unlimited
Earns Interest N/A
ATM/Checkcard Yes/Upon Approval
Direct Deposit/Visa/MC Yes/Can clear Visa/MC

Cincinnatus also offers other deposit accounts for businesses. We are currently accepting deposits from the Greater Cincinnati area including Northern Kentucky and Southeastern Indiana. For more information call us at (513) 661-6903 or toll free at (877) 661-6903 or e-mail us at You can also stop in at one of our Locations and we can open up the account that best fits your needs.