Certificates of Deposit

Our Certificates of Deposit earn a guaranteed yield and provide the safety of being FDIC insured. If you would like to earn a higher rate of interest than savings or checking accounts and do not need immediate access to the principal a Certificate of Deposit could be for you.

High Rates For current interest rates & yields click on Deposit Rates
Safety FDIC Insurance $250,000 per Individual
Maturities Maturities range from 91 Days to 60 Months
Minimum Deposit $1,000 Minimum Deposit


Substantial Penalties for early withdrawals.

Large Deposits

Have over $250,000.00 to invest; using the CDARS program you can put your money in one or several CD’s at one of our convenient branch locations and have the balance fully insured by the FDIC. This program works for deposits up to amounts up to 20 million dollars. For more information click HERE.

To open a Certificate of Deposit account stop in one of our convenient locations. If you have any questions call us at 661-6903, toll free at (877) 661-6903 or email us at Savings@cincinnatussl.com.Cincinnatus is currently accepting deposits from the following areas.

Ohio Counties of: Hamilton, Butler, Warren, Clermont Indiana Counties of: Dearborn, Switzerland, Ohio Kentucky Counties of: Boone, Kenton, and Campbell