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Schedule of Fees
(Effective 05/01/2009)

Money Orders $1.50
Exchange Checks $2.00
Travelers Checks (customers only)Available
Notary Service (non acct holder) per signature $1.50
Stop Payments $30.00
NSF Check (Insufficient Funds service fee)$30.00
NSF ACH $30.00
Wire Transfer (out-bound) Domestic $20.00
Wire Transfer (in-bound) Domestic $20.00
Wire Transfer (out-bound) International $55.00
Returned Item Fee $15.00
Lost Passbook $10.00
Garnishments/Levy/Executions/ $50.00
Account Research (1/2 hr minimum) $20.00/hr
Account Balancing Asst. (1/2 hr minimum) $20.00/hr
Photocopies (per copy) $0.25
Statement Copy $2.00
Direct Teller Fax $2.00
Fax (local)(per page) $2.00
Fax (long distance)(per page) $5.00
Sweep (per item) $5.00
Inactivity Premier Investment Account (per month) $1.00
Inactivity Fee Statement/Passbook Savings (per quarter) $3.00
Inactivity Fee Checking Account (per month) $1.00
Escheat Fee $50.00
Close Savings/Checking Account within 90 days of opening $20.00
Statement Savings Below $100.00 Min. balance fee (per quarter) $8.00
Passbook Savings Below $100.00 Min. balance fee (per quarter) $8.00
SuperChecking Below Min. balance fee (per cycle) $8.00
Premier Checking Below $1,000.00 Min. balance fee (per cycle) $10.00
Commercial Checking (monthly service fee) $10.00
Commercial Checking Non-Truncated Inclearings (per check) Non-Truncated OTC (per check) $0.15
Commercial Checking (Below $500.00 Min. Service fee) $10.00
Check Printing Fee based on style of checks

These ATM charges pertain to our Statement Savings & Checking Accounts

ATM Transaction - Pulse 5 free per cycle
ATM Transaction - After 5 - Pulse (regional withdrawal fee) $0.75
ATM Transaction - Non Pulse (Cirrus withdrawal fee) $1.50
Replacement ATM/Checkcard $5.00



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