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First Mortgage Purchase, Refinance or Construction1
(Rates Effective 09/08/2010)

Loan Product Maximum Loan Interest Rate APR
15 Year Fixed $417,000.00 3.875% 3.961%
30 Fixed Rate
$417,000.00 4.250% 4.300%
1 Construction loans schedule payments of interest only during 12-month construction period.

Upon qualification. Rates subject to change without notice. Rates based on 80% LTV. Rates and terms valid for one to four family owner occupied homes.

Examples

Based on a 15 year fixed rate home loan of $100,000 with a rate of 3.875% and an APR of 3.961%, the mortgage would be paid in 180 installments of $733.44.

Based on a 30 year fixed rate home loan of $100,000 with a rate of 4.250% and an APR of 4.300%, the mortgage would be paid in 360 installments of $491.94.

Stated payments include principal and interest only. Above examples on purchases with a 20% or more down payment. APR's are based on $100,000 mortgage loan. Interest rates, APR's, and loan amounts for loans with lower down payments will vary.

For rates and terms on loans over $417,000 or if you need more information, call us at (513) 661-6903 or toll free at (877) 661-6903 or email us at Loans@Cincinnatussl.com.





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