Items Needed for a "Complete" Application

Buying and financing your home can be a stressful time. At Cincinnatus we offer the personal service to make the loan process go faster, smoother and worry free. We have been in the mortgage business for 125 years, so we have the experience to get your loan processed and approved.

You can help us by gathering the information below. This information will allow us to get a jump start on your application. The items below cover most typical applications; each loan application is unique and may require additional documentation.
Complete Application Includes:

• Complete name
• S.S. no.
• Property Address
• Monthly income
• House Value - best estimate
• Amount of loan sought

Cincinnatus may charge a nominal fee to run a credit report.

Once we receive your intent to continue with a loan, we may ask for additional information such as:

• W2 forms for the last two (2) years (Self-employed individuals are required to have at least two (2) years tax returns.)
• Most recent statements for deposit accounts
• List of major assets
• Balances and monthly payments on outstanding debt
• Purchase contract
• Legal description of property
• Seller's disclosure
• Builder's contract with draw schedule
• Final set of construction plans
• Any other pertinent information

All fees will only be collected when you receive the "Good Faith Estimate" (GFE)

Please feel free to ask us any questions you may have about the loan process.