In order to be considered for a personal loan at Cincinnatus, you have to have an established account relationship with Cincinnatus of at least 6 months, or have a co-signer that has an established account relationship with us. Typically personal loans or as we call them consumer loans are small unsecured loans less than $5,000.00 with repayment terms from 1 to 5 years. The proceeds from a personal loan can be used for most anything, home improvements, vacations, the purchase of furniture, or college expenses. The interest rate on the personal loan is fixed as long as the repayment term of the loan is less than 5 years. The chart below gives the current rates on personal loans.

Personal Loans
Loan Amounts	Interest Rate	APR	Term
Up to $5,000.00	12.50%	12.77%	60 Months
Example: A $5,000.00 loan will be paid in 60 installments of $112.49 Above rates and terms subject to change without notice. Application fee of $30.00 collected only if loan is closed.

For more information call us at (513) 661-6903 or toll free at (877) 661-6903 or e-mail us at Loans@Cincinnatussl.com.


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