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Purchase Cincinnatus offers fixed rate 1st mortgage loans on single-family owner occupied home purchases, and refinances. On a single family owner occupied home, Cincinnatus will lend as much as 80% of the home's purchase price or appraised value, whichever is less. Loan requests in excess of 80% are available with the addition of Private Mortgage Insurance (PMI). All loans come with competitive interest rates and closing costs. Contact one of our experienced Loan Officers to get a quote on an interest rate and closing cost. We also provide bridge and blanket loans. Need to close on your house purchase before your present house is sold? A bridge loan could be the answer to your dilemma. We use the equity in your current home for the down payment on the newly purchased home. After you sell your present home, you make a lump sum payment to pay down the mortgage on the new home. This bridge loan requires only one closing with one low closing cost. For current mortgage rates click on current interest rates. Refinance For those looking to refinance their current home, Cincinnatus will lend as much as 80% of the home's appraised value. Loan requests in excess of 80% are available, subject to certain restrictions and with the addition of Private Mortgage Insurance (PMI). All loans come with competitive interest rates and closing costs. Contact one of our experienced Loan Officers to get a quote on an interest rate and closing cost.
Still need to know how much you can borrow or how much your principal and interest payment will be? Click on qualifying for a loan. This page contains our lending guidelines on debt to income ratios and links to calculators to help you estimate the amount you can borrow and the amount of your payment. If you would like to talk to a loan officer directly you can call us at (513) 661-6903 or toll free at (877) 661-6903 or you can email any loan questions to
Loans@cincinnatussl.com.
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Equal Housing Lenders.