Checking

At Cincinnatus, we think checking plans don’t need to be so complex that you are confused. We offer several very competitive plans, one of which should fit your needs.

Simply Free Checking

Little big value

If you want basic, no-frills, free checking, this is the plan for you. Just open your account at Cincinnatus with a low balance and you'll never need to worry about keeping a minimum balance. It's a great plan for most anyone who wants to keep their plan as simple as possible.

Monthly Fee: $0
Initial Deposit: $50
Earns Interest: No
ATM/Check Card
Direct Deposit
Online Banking
Bill Pay
e-Statements
1st box of checks are FREE

Simply Super Checking

For a little extra

For more flexibility and earn interest on your checking funds, check out the Cincinnatus Super Checking. Just keep a low minimum balance to avoid a fee.

Monthly Fee: $8.00 monthly service fee. Waived with maintaining $300 balance.
Initial Deposit: $300
Earns Interest: Yes/Deposit Rates
ATM/Check Card
Direct Deposit
Online Banking
Bill Pay
e-Statements
1st box of checks are FREE

Simply Senior Checking

Special treatment

For our more mature customers, Cincinnatus offers this special, low-cost plan to help you stretch your budget. No minimum is required. It's a great care-free checking plan for our seniors.

Monthly Fee: $0 (Must be age 55 or older to open)
Initial Deposit: $100
Earns Interest: Yes/Deposit Rates
ATM/Check Card
Direct Deposit
Online Banking
Bill Pay
e-Statements
1st box of checks are FREE

Simply Supreme Checking

Maximum earnings

If you can maintain a higher minimum balance, you can earn even more interest on this Cincinnatus Plan. This is a certain way to keep your flexibility and maximize your return at the same time.

Monthly Fee: $10.00 monthly service fee. Waived with maintaining $1,000 balance.
Initial Deposit: $1,000
Earns Interest: Yes/Deposit Rates
ATM/Check Card
Direct Deposit
Online Banking
Bill Pay
e-Statements
1st box of checks are FREE