Loan Rates

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First Mortgage Purchase or Refinance
Rates Effective 11/17/2021

Loan Product Maximum Loan Interest Rate APR
15 Year Fixed Rate $548,250.00 2.75% 2.86%
30 Fixed Rate $548,250.00 3.125% 2.82%
Upon qualification. Rates subject to change without notice. Rates based on 80% LTV. Rates and terms valid for one to four family owner occupied homes.

Examples

Based on a 15 year fixed rate home loan of $100,000 with a rate of 2.75% and an APR of 2.86% the mortgage would be paid in 180 installments of $678.62.

Based on a 30 year fixed rate home loan of $100,000 with a rate of 3.125% and an APR of 3.19%, the mortgage would be paid in 360 installments of $428.38.

Stated payments include principal and interest only. Above examples on purchases with a 20% or more down payment. APR’s are based on $100,000 mortgage loan. Interest rates, APR’s, and loan amounts for loans with lower down payments will vary.

For rates and terms on loans over $548,250 or if you need more information, call us at (513) 661-6903 or email us at loans@cincinnatussl.com.