Loan Rates

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First Mortgage Purchase or Refinance
Rates Effective 12/1/2020

Loan Product Maximum Loan Interest Rate APR
15 Year Fixed Rate $510,400.00 2.500% 2.592%
30 Fixed Rate $510,400.00 2.750% 2.802%
Upon qualification. Rates subject to change without notice. Rates based on 80% LTV. Rates and terms valid for one to four family owner occupied homes.

Examples

Based on a 15 year fixed rate home loan of $100,000 with a rate of 2.500% and an APR of 2.592% the mortgage would be paid in 180 installments of $666.79.

Based on a 30 year fixed rate home loan of $100,000 with a rate of 2.750% and an APR of 2.802%, the mortgage would be paid in 360 installments of $408.24.

Stated payments include principal and interest only. Above examples on purchases with a 20% or more down payment. APR’s are based on $100,000 mortgage loan. Interest rates, APR’s, and loan amounts for loans with lower down payments will vary.

For rates and terms on loans over $510,400 or if you need more information, call us at (513) 661-6903 or email us at loans@cincinnatussl.com.